A bankruptcy lawyer can help you file for Chapter 7 or Chapter 13 and make your financial future a lot brighter. But you need to find one that is the right fit for your needs. You also need to be sure you can trust them to represent your best interests during the bankruptcy process.
When searching for a bankruptcy attorney, you can start by asking friends and family for referrals, doing online research, or joining the National Association of Consumer Bankruptcy Attorneys (NACBA). It is important to get an interview with at least three lawyers for comparison purposes.
During the interview, make sure to ask them questions about their background and experience. They should be willing to discuss their specialized training, what kinds of professional successes they are most proud of, and what makes them stand out from their competitors.
The more information they can provide you, the better they can understand your situation and provide an accurate assessment of your options. A good lawyer will be able to answer your questions without making you feel rushed or overwhelmed.
You should also be prepared to give the lawyer any other information they need to do their job, such as financial statements or tax returns. This will allow them to assess your assets and debts more accurately and make a better recommendation as to which bankruptcy option is best for you.
Your lawyer will need to know who your creditors are, how much you owe them, and what type of debts you have. They will also need to know your income, and the status of any pending lawsuits against you, see page now.
An experienced bankruptcy attorney can quickly learn the details of your case and be able to guide you through the entire process. They will work with you to determine whether you should file for Chapter 7 or Chapter 13, and they will negotiate with your creditors to come up with a plan that meets your needs.
They will also prepare the appropriate paperwork and file all the required forms with the court on your behalf. This can take time, and you may need to schedule multiple appointments.
If you have a large company or business, your lawyer may need to work with other professionals such as accountants or appraisers in order to ensure the best outcome for your company and its creditors. The attorney will be a key part of this team, and they should have extensive knowledge and experience in dealing with corporate bankruptcy cases, click for more info.
Your bankruptcy lawyer should be a certified specialist in bankruptcy law by the American Board of Certification, an independent certifying organization for attorneys. The certification indicates that the lawyer has specialized training and experience in bankruptcy law and has shown that they can handle the complex complexities of a bankruptcy case successfully.
In addition to being a certified specialist, the best bankruptcy lawyers have experience in the field and a commitment to helping people who are facing serious financial problems. They should be members of the National Association of Consumer Bankruptcy Lawyers and have a strong reputation in their local community for providing good legal representation. Check out this post that has expounded on the topic: https://en.wikipedia.org/wiki/History_of_bankruptcy_law.